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O-1 pay in 2026

Second Lieutenant / Ensign. Monthly basic pay from $4,150.20 to $5,222.40, depending on years of service.

Starting basic pay$4,150.20 a month
Top of the O-1 scale$5,222.40 a month
Per year at over 6 years$62,669
Plus BAS food allowance$328.48 a month, tax-free

O-1 is an officer pay grade. The title depends on the branch, but the pay is identical.

O-1 basic pay by years of service

Years of serviceMonthlyYearlyChange
2 or less$4,150.20$49,802
Over 2$4,320.00$51,840+$169.80
Over 3$5,222.40$62,669+$902.40
Over 4$5,222.40$62,669no change
Over 6$5,222.40$62,669no change
Over 8$5,222.40$62,669no change
Over 10$5,222.40$62,669no change
Over 12$5,222.40$62,669no change
Over 14$5,222.40$62,669no change
Over 16$5,222.40$62,669no change
Over 18$5,222.40$62,669no change
Over 20$5,222.40$62,669no change
Over 22$5,222.40$62,669no change
Over 24$5,222.40$62,669no change
Over 26$5,222.40$62,669no change
Over 28$5,222.40$62,669no change
Over 30$5,222.40$62,669no change
Over 32$5,222.40$62,669no change
Over 34$5,222.40$62,669no change
Over 36$5,222.40$62,669no change
Over 38$5,222.40$62,669no change
Over 40$5,222.40$62,669no change

Rank title in each branch

ArmySecond Lieutenant
NavyEnsign
Marine CorpsSecond Lieutenant
Air ForceSecond Lieutenant
Space ForceSecond Lieutenant
Coast GuardEnsign

What an O-1 takes home in total

Basic pay is only part of the picture. At over 6 years, an O-1 earns $5,222.40 in basic pay and $328.48 in BAS. With an example housing allowance of $1,806 (an E-5 with dependents at Fort Bragg in 2026; your own rate depends on your grade and duty station), the monthly total is $7,356.88. The housing and food parts are tax-free, which is worth thousands of dollars a year compared with a civilian salary of the same size.

Work out your exact total

Questions

How much does an O-1 make a month in 2026?

Basic pay for an O-1 ranges from $4,150.20 a month (2 or less years of service) to $5,222.40 (over 40 years). Most members also receive tax-free BAS of $328.48 and, unless they live in government housing, BAH that depends on their duty station.

What is O-1 pay per year?

$49,802 to $62,669 a year in basic pay alone, before allowances.

Is O-1 pay the same in every branch?

Yes. Basic pay depends only on grade and years of service, so an O-1 in the Army, Navy, Marine Corps, Air Force, Space Force, Coast Guard is paid from the same table.

Source: DFAS 2026 military basic pay table, effective January 1, 2026. Checked November 2026.